SBA LOANSLINES OF CREDITWORKING CAPITAL
Loans backed by the U.S. Small Business Administration. The purpose of which is to make funds readily available to small businesses while reducing risk to lenders.   The most common program is the 7(a) loan which can be used for business purchases of real estate, short and long-term   working capital, furniture/fixtures, or refinancing current business debt.Lines of Credit provide a flexible approach (with no fees) to access only the cash needed from a total amount of which a business has been approved. Credit lines are especially appropriate for new business start-ups whose owner(s) have strong personal credit.

Working Capital loans are structured as a short-term lump sum advances to a business in return for an agreed upon percentage of the business’s future credit card receipts (or daily sales deposits). Repayment duration is usually 18 months or less

BUSINESS LOANSEQUIPMENT FINANCINGFACTORING
Term loans that provide upfront capital with fixed monthly payments, no prepayment penalties, with 1-10 year terms. These are best fit for one-time investments given their lower interest rates.
Equipment Financing gives companies the ability to obtain essential fixed assets while saving working capital. This financing includes funding for vehicles, construction equipment, restaurant equipment, computer hardware & software, furniture, etc.Factoring provides a method of obtaining quick cash by selling accounts receivables at a discount to a specialized financing company (known as a Factor). These arrangements can last from six months up to any number of years.
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